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      <image:title>Home</image:title>
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      <image:title>Home - Our Mission</image:title>
      <image:caption>Island Housing Trust promotes viable, year-round island communities by advancing permanent workforce housing on Mount Desert Island, Maine. Learn More</image:caption>
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      <image:title>Home - Make it stand out</image:title>
      <image:caption>2024 Annual Report</image:caption>
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      <image:title>Home</image:title>
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      <image:title>Home</image:title>
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      <image:title>Home</image:title>
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    <loc>https://www.islandhousingtrust.org/how-to-apply</loc>
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    <lastmod>2025-09-26</lastmod>
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      <image:title>IHT How to Apply</image:title>
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  <url>
    <loc>https://www.islandhousingtrust.org/newsletter</loc>
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    <lastmod>2026-01-07</lastmod>
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      <image:title>Newsletter</image:title>
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    <loc>https://www.islandhousingtrust.org/staffboard</loc>
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    <lastmod>2026-03-24</lastmod>
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      <image:title>Staff and Board</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/d29c0c6a-8baa-46c4-9db0-da5c22ba476e/IHT+Team+%281%29.jpg</image:loc>
      <image:title>Staff and Board - Make it stand out</image:title>
      <image:caption>IHT Staff</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/3ccdb8c2-5c9b-4dfa-8f87-eb78b423abc9/Board+Retreat+Shopped.jpg</image:loc>
      <image:title>Staff and Board - Make it stand out</image:title>
      <image:caption>Board Members and IHT Staff at the June 2025 Annual Meeting: Marla O’Bryne (former ED), Sydney Roberts Rockefeller, Lydia Goetze, Kendra Rand, Jim Green, Erica Brooks, Tom Nelson, Mary McCall, Dan McKay, Joanne Harris, Chris White, Deedie Bouscaren, Casey van der Strict, Natalie Osborne, Jennifer Calderone, John Henry, Debra Matteson Not pictured: Jeannie Anderson, Jason Briggs, Heather Richards Evans, Sandra Johnson, Lisa Nitze, Rhonda Sawyer, and Averel Wilson</image:caption>
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  <url>
    <loc>https://www.islandhousingtrust.org/mission</loc>
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    <priority>0.75</priority>
    <lastmod>2025-09-08</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/1727196680082-4L8S89Z70GJWBAAOC9A1/Ripples%2BNeighborhood.jpg</image:loc>
      <image:title>Mission</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/1608734580494-810JUKYSEFXITE90YKC7/IHTfull-dayshoot10-30-2020-16.jpg</image:loc>
      <image:title>Mission</image:title>
      <image:caption>A photo of one of IHT’s homeowners who now lives in a HOAP house. Credit: Eager Eye Photography</image:caption>
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  <url>
    <loc>https://www.islandhousingtrust.org/hoap</loc>
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    <priority>0.75</priority>
    <lastmod>2021-03-09</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/1608732725275-NOZTD16WWKD18QVM3JU8/IMG_1735.jpeg</image:loc>
      <image:title>IHT HOAP</image:title>
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  <url>
    <loc>https://www.islandhousingtrust.org/annualreport</loc>
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    <lastmod>2025-07-18</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/27286b9d-50c2-43b6-8633-78c355a7426e/first+house+7+26+2022.jpg</image:loc>
      <image:title>Annual Report</image:title>
      <image:caption>The first house arrives at Jones Marsh, July 2022</image:caption>
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  <url>
    <loc>https://www.islandhousingtrust.org/partners</loc>
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    <priority>0.75</priority>
    <lastmod>2024-12-13</lastmod>
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  <url>
    <loc>https://www.islandhousingtrust.org/donate</loc>
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    <lastmod>2025-11-03</lastmod>
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      <image:title>Ways to Give</image:title>
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  <url>
    <loc>https://www.islandhousingtrust.org/contact-1</loc>
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    <lastmod>2025-03-03</lastmod>
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      <image:title>Contact</image:title>
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  <url>
    <loc>https://www.islandhousingtrust.org/affordability-covenants</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-23</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/1608733760532-SQYDGG9MXFD8F0GZABH3/2015-02-11%2B09.04.01.jpg</image:loc>
      <image:title>IHT Affordability Covenants</image:title>
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  <url>
    <loc>https://www.islandhousingtrust.org/eligibility-requirements</loc>
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    <lastmod>2025-09-08</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/1608743555895-FCTXEIBAMRH5JV1QFYPV/IHTfull-dayshoot10-30-2020-81.jpg</image:loc>
      <image:title>IHT Eligibility Criteria</image:title>
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  <url>
    <loc>https://www.islandhousingtrust.org/faqs</loc>
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    <lastmod>2020-12-21</lastmod>
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      <image:title>FAQ's</image:title>
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  <url>
    <loc>https://www.islandhousingtrust.org/employment</loc>
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    <lastmod>2026-03-24</lastmod>
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  <url>
    <loc>https://www.islandhousingtrust.org/stories</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-02-08</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/3c8bce2a-1db2-4388-9a7c-463cf25fcbe4/stories+for+web+collage.jpg</image:loc>
      <image:title>Stories - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.islandhousingtrust.org/md365-application</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-18</lastmod>
  </url>
  <url>
    <loc>https://www.islandhousingtrust.org/thank-you</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-04-13</lastmod>
  </url>
  <url>
    <loc>https://www.islandhousingtrust.org/jones-marsh</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/1564069122305-2NGLF3CDSQ810NPX7B7S/RENDER+small.jpg</image:loc>
      <image:title>Jones Marsh - Jones Marsh</image:title>
      <image:caption>Our Newest Project Details</image:caption>
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  <url>
    <loc>https://www.islandhousingtrust.org/eligibility-application</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-04-09</lastmod>
  </url>
  <url>
    <loc>https://www.islandhousingtrust.org/homeownership-101</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/1615232250299-T89QO4X476IA48F1WG0C/IHTfull-dayshoot10-30-2020-159.jpg</image:loc>
      <image:title>Homeownership 101</image:title>
      <image:caption>Welcoming light from a home in the Ripples Hill neighborhood.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.islandhousingtrust.org/iht-land-lease</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/1548680354817-A8Z4BKDD9U6JDKFFLNER/Sylvan-Road.jpg</image:loc>
      <image:title>IHT Land Lease</image:title>
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  <url>
    <loc>https://www.islandhousingtrust.org/jonesmarsh</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/2211c82d-7eea-4c1b-82d7-d1fe5f1fa1ea/Jones+Marsh+view+summer+2023.jpg</image:loc>
      <image:title>Jones Marsh</image:title>
      <image:caption>Houses in the new Jones Marsh neighborhood in Bar Harbor.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/b59940b8-8461-4a3d-8152-2febaab69c5f/Single+Family.jpg</image:loc>
      <image:title>Jones Marsh - Make it stand out</image:title>
      <image:caption>Single family home, $302,000 (click on image for floor plans)</image:caption>
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      <image:title>Jones Marsh - Make it stand out</image:title>
      <image:caption>Town home, $223,500/unit (click on image for floor plans)</image:caption>
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  </url>
  <url>
    <loc>https://www.islandhousingtrust.org/jones-marsh-eligibility-application</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-03</lastmod>
  </url>
  <url>
    <loc>https://www.islandhousingtrust.org/coming-home-campaign-home</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/8b2fb1ff-ad99-4296-b48f-5375a8891ac6/RipplesHillnewfamilyforIHT-52_3.jpg</image:loc>
      <image:title>Coming Home Campaign Home</image:title>
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  </url>
  <url>
    <loc>https://www.islandhousingtrust.org/ripples-3</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/42d473d1-c8eb-4fed-b738-248bbe217a55/R3+USE+THIS+ONE.jpg</image:loc>
      <image:title>Ripples Hill Phase 3</image:title>
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    <image:image>
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      <image:title>Ripples Hill Phase 3</image:title>
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      <image:title>Ripples Hill Phase 3</image:title>
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      <image:title>Ripples Hill Phase 3</image:title>
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      <image:title>Ripples Hill Phase 3</image:title>
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      <image:title>Ripples Hill Phase 3</image:title>
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      <image:title>Ripples Hill Phase 3</image:title>
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      <image:title>Ripples Hill Phase 3</image:title>
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    <image:image>
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      <image:title>Ripples Hill Phase 3</image:title>
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    <image:image>
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      <image:title>Ripples Hill Phase 3</image:title>
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    <image:image>
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      <image:title>Ripples Hill Phase 3</image:title>
    </image:image>
    <image:image>
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      <image:title>Ripples Hill Phase 3</image:title>
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    <image:image>
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      <image:title>Ripples Hill Phase 3</image:title>
    </image:image>
    <image:image>
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      <image:title>Ripples Hill Phase 3</image:title>
    </image:image>
    <image:image>
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      <image:title>Ripples Hill Phase 3</image:title>
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      <image:title>Ripples Hill Phase 3</image:title>
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      <image:title>Ripples Hill Phase 3</image:title>
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  </url>
  <url>
    <loc>https://www.islandhousingtrust.org/sabah-woods-complete</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-13</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/569fba9076d99cc6c04e5005/0637f22d-e0c8-43a7-811b-0b3eae154cad/BH_17+Sabah+Woods+Rd_Patrova.jpeg</image:loc>
      <image:title>Sabah Woods - Complete</image:title>
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      <image:title>Sabah Woods - Complete - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.islandhousingtrust.org/ripples-hill-phase-1-2-complete</loc>
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    <priority>0.75</priority>
    <lastmod>2025-07-12</lastmod>
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